B2B Mobile Wallet Platform

A white label mobile wallet solution that supports the mobile payment strategies for card issuers and prepaid program managers.

Out of the box, SmartPay provides access to a mobile e-wallet, contactless HCE payments, biometric KYC and MasterPass, from a high-security, PCI-DSS & GDPR compliant, High Availability, Disaster Recoverable architecture

  • Modular platform with native iOS and Android mobile wallet apps
  • Fully customizable and brandable
  • Multi-tenant platform for programs, partnerships and consortia
  • Reload by credit card, voucher and bank transfer
  • Enabling payments online, in-store and P2P
  • Optional VAS such as airtime, utlity billing and remittance
  • CDD via biometric ID verification
  • Location-based services on Beacon & GPS
  • Managed Service or local deployment


A new payment scheme for Wearables

Every person is different. The CCP (Contactless Companion Platform) extends access to preferred cards and services to any form factor, from any device.

Based on an advanced open standard for contactless services, CCP is a customizable solution for mobile and wearable services answering the growing acceptance for contactless cashless payments.

  • NFC payments anywhere EMV is accepted
  • B2B, White label platform based on existing infrastructure
  • Load funds from cards, bank transfers, e-money and more
  • Value-added services: transport, access control
  • Available on active and passive hardware devices
  • Open loop and closed loop payment models


Biometric KYC

Many KYC solutions force customers out of the registration process. SmartID is integrated with our SmartPay platform and enables customer due diligence compliance within a seamless user experience.

From within your app, users simply photograph their ID and a utility bill if needed, then take a selfie of themselves, and SmartID does the rest.

  • A streamlined in-app KYC compliance experience
  • Import registration data from user ID to streamline onboarding
  • Advanced biometric facial recongition, to combat ID fraud
  • Validated workflow in real time

End-to-End Solutions

Card Program Management

Smartlink offers program management services for clients looking to launch a new prepaid product or issue a sub-program for an existing brand.

Depending on your needs, we can offer a fully-managed solution, or we can provide a bespoke arrangement for companies that want to manage certain aspects of the program.

  • Managing some of the worlds largest prepaid programs
  • Best-in-class platform technology.
  • Full ecosystem integration with well-respected partners